Splurge is a mobile-first AI-powered finance app built exclusively for students and young adults aged 13 to 25.
It turns everyday social spending into an insightful, gamified experience that builds responsible habits of spending money without restriction or guilt.
The app features an intuitive dashboard with scrollable cards that deliver instant overviews: summaries of the user's monthly budget, progress of their wishlist, balances group chats, and AI-driven spending insights.
Users log expenses through the Impact Calculator, where AI instantly compares their spending to wishlist items or trending Indian experiences and highlights what they could have purchased instead.
The AI engine detects recurring patterns such as weekend overspending or category spikes, then offers clear, non-judgmental recommendations to help users stay on track.
The AI also takes into account the data fed by the user to give them personalised recommendations.
A clean Spending Ledger tracks every transaction for daily, weekly, or monthly recurring users.
Group Settle lets users create shared trips or events, split bills equally or customarily, view real-time balances, and settle debts with one tap with friends and family.
Wishlist Comparison connects personal goals directly to spending data, showing progress bars and AI forecasts such as Cut food expenses by 300 this week to reach your goal two weeks earlier.
The Learn & Earn section delivers bite-sized videos and articles on financial literacy, providing concise articles to our younger users.
Designed with a teenager-friendly interface, Splurge includes simple onboarding by interests, bottom navigation for quick access, and a floating action button for fast expense or group entry.
It is the only app in India that combines peer-driven expense tracking and AI behavioural insights into one seamless platform.
Splurge is available now on the App Store and Google Play Store.
Created by Rajveer Agrawal & Ranvirr Pardasani.