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Pigeon takes away the pain and awkwardness of loaning money to family and friends. Designed to help people create, facilitate, and manage secure and simple loans, Pigeon helps borrowers or lenders create interpersonal loans in minutes.

Whether people need help covering a large unexpected expense, want to kick start a business, or need help with day-to-day expenses, Pigeon simplifies the loan process between loved ones. And most importantly, the app helps to eliminate the shame and discomfort associated with loaning or borrowing money from those closest to us.

The all-in-one app makes it effortless to navigate the loan process – from keeping track of loans, to setting payment schedules or interest rates, to sending automatic reminders to help borrowers make payments on time, and more. Pigeon increases the lender's chance of getting paid back, making the borrowing process more structured and preventing confrontations that strain relationships.

With high inflation and the increases in cost of living affecting millions of people, Pigeon helps unbanked and credit invisible individuals (those with bad or no credit) borrow money with dignity. Using the app is an easy three-step process:

1.Create a free account.
2.Set your terms: choose from customizing the principal amount, loan length, interest rate, reason for loan, description, and add an optional contract.
3.Add a recipient.

Pigeon also provides educational resources like The Nest, a tool for sound advice on a variety of personal finance-related topics and The Chirp, a podcast to help educate people along their journey. In addition, the app also offers the Pigeon Points Reward Program – it rewards users for referring others and for using the app – allowing users to gain points that can be redeemed for Amazon gift cards. The app is free for everyone and is available in 40+ countries.

Devices and Platforms Supported: Android , iOS (iPhone / iPad) , Windows Phone , Web-Based Application , Other

App Categories: Business and Finance

Nominated for: 2022 Overall Award ContestBest Mobile App of the Year - 2022

Price: Free

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