Arro: Credit Your Way

Arro’s app-based credit building platform provides a credit card integrated into a gamified app experience where members increase their credit limit as they complete financial education lessons and achieve their financial goals. The app experience is designed to be transparent and fun, making finance approachable and putting financial goals within reach — think Duolingo meets Noom meets your banking app.

The credit card application process takes 5 minutes, and as soon as someone is approved for their $50 to $200 starting credit line, they can start increasing their credit line in the app through financial education lessons, videos, and quizzes. As Arro members reach financial goals, complete financial challenges, and earn Streaks for on-time payments, their credit limit increases.

Arro’s AI financial coach chatbot, Artie, is a champion for members’ success. Artie gently nudges when a payment is due or directs customers to new opportunities to earn rewards. Through Artie, members not only have a resource for the tough financial questions they might be scared to ask, but also a concierge to schedule payments and manage their account.