There’s no need to be afraid of your finances. Your money belongs to you! Give your income and expenses a chance to reintroduce themselves.
To categorize, swipe each transaction to one of just four categories.
*Spend* on your needs, consciously and within your means
*Splurge* on your wants, mindfully and without regret
*Save* by building a positive habit
*Share* gifts with those you love, and donations with those in need
Brightfin keeps track of all the calculations for you. At any time, see how you’re doing compared to your targets in the current month. At the end of the month, your total percentages will be revealed. Find out if you achieved 20% savings!
One size doesn’t fit all. Choose target percentages for Spend / Splurge / Save based on your own Priorities. (Share is included in Splurge.)
The Regular: 50/30/20
The Debt Crusher: 50/20/30
The YOLO: 50/40/10
The Wealth Builder: 40/20/40
In this economy?: 60/30/10
The FIRE: 20/20/60
Account connections are powered by the same secure service trusted by more than 4,000 banks and financial apps. When you connect an account with Brightfin, that service sends the information you provide to your financial institution. Balances and transactions are returned for you to see in the Brightfin app. Brightfin has no access to your login credentials.