UNIDO is the first mobile app on the Portuguese market dedicated to the management of personal finances that allows aggregating, in a single application, products from different financial entities, helping users to control and manage their money in an easier way. UNIDO is PSD2 comply and allows users to manage, on the same platform, their bank accounts, prepaid and credit cards, regardless of the financial entity in which they are customers. UNIDO also offer automatic categorization to all income and expenses, giving users the possibility to monitor their evolution and compare their spending profile over different periods of time, in order to plan and optimize their management budget. The control of accounts and cards is easy with alerts configuration, whether for spending limits by expense category, minimum account balances or maximum outstanding balances per card.