The WalletHub app was recently featured among Apple's “Apps We Love," garnering recognition for its simple, elegant design and powerful functionality. More specifically, WalletHub offers four fundamental money-saving features:
1. Free DAILY Credit Scores & Reports
WalletHub is the first and only service to offer free credit scores and full credit reports that are updated on a daily basis absent of user interaction, rather than weekly or monthly and only when a user logs in. Some other services hang their hats on free credit scores and reports, yet they're still inferior to what WalletHub considers minor pieces to a much larger puzzle.
2. Customized Credit-Improvement Tips
More than 44% of people have less-than-good credit. WalletHub provides added brainpower, guiding users through the complex credit-building process with credit-data analysis that isolates problem areas and recommends the necessary corrections. As a result, credit-improvement without WalletHub is like a road trip to a new destination without a map.
3. Personalized Savings Alerts
We rack up billions of dollars in debt each year, yet we probably allow a similar amount of savings to pass us by, too. The thing is, searching for opportunities to spend less on interest, earn more rewards or otherwise reduce your financial burden represents a significant burden in its own right. WalletHub gives you all the perks without any of the hassle.
4. 24/7 Wallet Surveillance
Nearly 18 million people fall victim to identity theft each year and an estimated 20% of credit reports contain errors. Both types of issues can lead to significant undeserved credit score damage and correspondingly inflated expenses. Yet most people remain clueless, considering that 52% don't know their credit score and 66% have not checked their credit report in the past 12 months. WalletHub keeps you up to take on the latest developments in your credit life, helping you react quickly to any problems that emerge.
These four primary functions are supported by an intuitive architecture and simple, aesthetically pleasing design. Given the complexity of personal finance, how little most people know about it and the close connection between money management and stress, only a clean-looking app capable of turning complicated considerations into simple user choices can truly be effective. And that is why we designed WalletHub with as much focus on how users will consume and interact with their credit information as anything else.