Mobile apps have transformed the lives of consumers, with dedicated apps for a variety of products and services improving convenience significantly. The majority of consumer needs can now be met online, including asset management.

As internet access continues to move more towards mobile devices, the growth of the app industry has resulted in high-quality platforms where users have greater control over their assets.

Financial Assets that can be Managed Through Mobile Apps

Asset management via mobile apps is something that can be done at any time or place, as long as the user can get online. This has been a revelation for many who can now react instantly to market changes.

Below you will find a list of some of the most popular assets that can be managed via mobile apps.

Cryptocurrencies

Cryptocurrencies are a practical option for carrying out online transactions, and legislative support in 2025 has seen some of the best-established crypto options reach record values. This has resulted in a clamour to find the next crypto to explode. 

The crypto industry was quick to understand the need for high-quality apps to be able to store, buy, and trade cryptocurrencies. Users can now access sites that provide up-to-date information regarding values, with some also facilitating automation of processes that allow users to buy or sell cryptocurrencies when they reach a predetermined value.

Tokenised Assets

Tokenised assets are a relatively new concept, with consumers able to create digital assets based on the ownership of tangible items. This can come in the form of artwork, real estate, gold, and a variety of other assets, and also opens up the potential for fractional ownership.

High-value items like real estate were previously limited to those who could afford them. Tokenising these items makes it easier for people to invest in shares of this kind of asset, without having to fork out the full amount.

Blockchain technology makes this possible and keeps a transparent record of ownership, making investment opportunities more accessible. Specially designed apps can help people keep track of their assets, as well as facilitate transactions.

Traditional Currency Products

The rise of digital assets would have been limited if not for the apps that make them accessible via mobile devices, but traditional finances can also be managed online.

As traditional high street banks continue to close at a rapid rate, the move to online services has been supported by apps that allow users to carry out the vast majority of their banking needs.

Dealing with everything from extending overdrafts, applying for loans, extending mortgage deals, and setting up savings accounts, banking apps have streamlined the financial industry.

ETFs and Stocks

Apps have helped to bring investment opportunities to the masses, and ETF and stock management have never been easier. Investing in stocks gives consumers a way to buy shares in a specific company based on their research and preferences.

ETFs are a bundle of investments that give consumers the opportunity to invest in a variety of different assets like commodities, stocks, and bonds.

The best apps make buying and selling stocks a simple process, and also provide the information required to make decisions. Price movements and breaking news regarding certain markets or regulations can change how investors feel about their assets, and mobile apps let them act quickly.

Fixed-Income Instruments and Bonds

Bonds and Fixed-Income Instruments are traditionally less accessible, but mobile apps are changing this. These investment opportunities differ from shares as they pay regular interest back on the investment. To put it simply, these types of investments are like loans that are paid back after a set period, and like banks and other lending facilities, the lender receives interest payments as an incentive.

Bonds and other fixed-income instruments are popular among consumers because they offer a stable and predictable way to earn passive income. Capital protection guarantees ensure the consumer gets the original amount back when it matures, as well as the regular interest payments.

Commodities

Commodity investment opportunities can include everything from direct purchases of precious metals to specially built ETFs based on commodities like energy, oil, and gas. Advanced apps also offer consumers access to futures trading without the need or expense of going through brokerage accounts.

Despite commodity investment being linked to tangible real-world assets, apps can provide insights and easy access to valuable information that helps investors keep track of them. Digital platforms provide an easier way for consumers to buy and sell commodities as well.

Protection Policies

Insurance and protection policies cover all aspects of daily life, including vehicle insurance, life insurance, home insurance, and much more. Many insurance companies and policy providers have apps that allow users to set up accounts and manage their policies.

Policy management covers all aspects of policy management, making it easier for customers to make claims if they need to. In some cases, policies may need to be adjusted if circumstances change, and if further payments need to be made, this can be done online.

Policy renewals can also be carried out online, giving consumers the opportunity to negotiate or shop around for better deals. Many providers will have automated renewal policies that consumers must take action to cancel before the renewal date, and doing this online is significantly easier than contacting insurance companies by phone.

Insurance apps give consumers instant access to their policies and what is covered, giving them greater peace of mind and making it easier to resolve issues as they come up.

Conclusion

Improving mobile technology is making many day-to-day administrative tasks easier for consumers, and smart asset management is just one of the ways that this is possible. Whether users want to buy or sell cryptocurrencies, invest in stocks, carry out essential banking, or purchase insurance policies, using specially designed apps will help.

Apps have the potential to introduce a new audience of investors to a world of opportunities, and this could help to boost a variety of financial markets in the long term.